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Recent Articles

Get Your Financial House in Order

Time is running out to get your financial house in order before June 30. This is especially the case for anyone who has funds available to make a large cash injection into their superannuation retirement savings before the rules change. The 2016-17 financial year is your last opportunity to make a non-concessional (after tax) contribution...

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Keeping score of your credit rating

In many ways, applying for a loan has never been easier. Interest rates are comparatively low and competition among lenders for new business is intense. So it can come as a shock when a loan application is turned down. The reason is often a bad personal credit score, but few people understand what that is, let alone how to improve it. Having...

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Furry Friends vs Finances

There's nothing quite like the joy of spending hours on end playing with a puppy. Or the sensation of sheer freedom taking a horse out for a gallop. Or the feeling when your cat settles on your lap and starts purring like a tractor. Pets become part of the family in no time. You might not even realise it's happened until someone refers t...

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What will the budget mean to you?

This year's Budget aims to ease cost of living pressures while ensuring the nation lives within its means. While aiming for 'fairness, security and opportunity', the budget offers a welcome emphasis on affordability and infrastructure. Health The National Disability Insurance Scheme will be fully funded beyond 2019. Medicine ...

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CARE Quarterly Newsletter - March 2017

Exciting Life , Boring Money 

 

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Federal Budget 2017 - 2018

Getting the right balance Treasurer Scott Morrison's first budget of the Coalition's second term in office marked a significant shift in tone from the tough stance of its three previous budgets. Gone is the mantra of debt and deficit. Instead the Treasurer has balanced the government's resolve to live within its means wit...

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Greater Choice in Home Care

When loved ones become frail and elderly, families may feel that moving them into a retirement home is their only option. But that's no longer the case, agrees Gold Coast Financial Planner , Steve Culpitt Recent changes to home care provision funding now give older people more choice and control over the type of assistance th...

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Delayed gratification: are you too soft on yourself?

When was the last time you had to wait for something you really, really wanted? Not just your morning coffee, or your favourite tipple at the end of a long day something seriously important? Now think, when was the last time you could have had something, but put it off? If you can't think of an answer to either, you'...

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Am I financially secure?

We don't like to think about bad things happening to us or the ones that we love. The reality is that bad things do happen and that they can dramatically impact your life and that of the people around you if you don't prepare for them...... Read More

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