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Take a day: It can pay

Ever thought about taking a break from your routine, a "Financial Health Day" to spend some time tightening up your personal finances? While it might not be the most exciting day you will ever spend unless the thought of saving a significant amount of money excites you, it will be worth your while. It should be a weekday so you...

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Have your kids got it covered?

Just because your children are adults, with good jobs and maybe even married with children of their own, it doesn't mean they shouldn't be considered in your retirement plans. Family is a risk that many don't consider when planning for retirement. After all, you probably have little or no debt now the kids are independent and ...

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Technology to get you moving

If the ancient Greek Olympians could see the way the average Joe Athlete works out today... well, they might not even recognise it as exercise. Thanks to modern technology and the way the internet helps spread fads, the last few years have seen some truly weird and wonderful fitness trends emerge. If you've recently spotted someone weari...

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Know anyone who's happy to pay more tax?

No, neither do we. But if your income is above $90,000 (single) or $180,000 (couple) and you don't have private hospital insurance, you'll be paying the Medicare Levy Surcharge - that's an extra $900 (single) or $1800 (couple) in tax. The good news is you can avoid this penalty because there are hospital insurance po...

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Time to review transition to retirement pensions

Amid the major reforms to superannuation that took effect on July 1, some significant changes to the tax treatment of your Transition to Retirement Pension (TRIP) may have flown under the radar. Some individuals will be affected more than others, so if you have a TRIP or are thinking about starting one, now is the time to review your strategy...

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Escape the winter blues - without breaking the bank!

Have you been feeling a bit sluggish as the winter weather sets in? Are you craving richer meals, sleeping in a bit more, and generally feeling a bit flat? There could be a scientific explanation. Seasonal Affective Disorder (SAD), otherwise known as the winter blues, is a real condition. It's more common than you might think in this ...

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An insurance lifeline when you need it most

Trauma insurance is the middle child of the personal insurance family. It's overshadowed by its better-known siblings but it's a quiet achiever that will do the heavy lifting when the circumstances require it. What trauma insurance is and isn't Trauma insurance sometimes known as critical illness insurance provides a lump ...

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Global Markets navigate a sea of uncertainty

It's almost a decade since the global financial crisis created havoc in financial markets. While the global economy continues to show signs of recovery, political uncertainty in Europe and the United States is creating fresh confusion on global markets as investors wait to see how current events play out. It started just over a year a...

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When can I retire?

Have you started planning for retirement yet? Whether its decades off or looming around the corner, you will need a solid plan in place and Arrow Focus on Wealth can help you to create that, even if you plan on retiring early...... Read More

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