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Recent Articles

Music to your ears

  Would Christmas be the same for you without the smooth croon of Crosby and Sinatra around the BBQ? Or carols along the most decorative boulevards of your neighbourhood? Or perhaps you are more likely to wince every time 'All I Want for Christmas Is You' comes on for the third time only to remind you how long you've been...

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Separating needs from wants

  Even those of us who have been paragons of responsibility for 51 weeks of the year can be tempted to take a budgeting holiday when Christmas and the summer vacation roll around. Unlike overindulging at the Christmas lunch, this has more than short-term consequences.
  Last December, Australians spent $25.6 billion in ret...

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Opportunities in the cooling property market

  Things are looking up for first home buyers for the first time in years as house price growth begins to slow across the country. While prices have been on the slide for some areas in the West and the North since the end of the mining boom, the housing market in Sydney and Melbourne also appears to be losing steam.   At...

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Healthy Apple Crumble

  You'll need: Filling 6 medium sized apples approx 1 kg (pink lady, fuji or golden delicious)
1 cup 100% apple juice
1 teaspoon vanilla extract
1/2 teaspoon ground cinnamon
zest from 1/2 orange
Crumble topping 1 1/2 cups rolled oats
50 g organic desiccated or flaked coconut
1/2 teaspoon ground cinnamon...

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Spring cleaning your finances

  The sun is shining, the days are getting longer, flowers are blooming, the department stores are bringing in their Christmas stuff... yes, spring is finally here. Everyone knows that spring is the season of fresh starts. Most people will take the opportunity to do a bit of spring cleaning, getting to all those pesky once-or-twice-a...

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The Risky Business of Cryptocurrency Investment

  You've probably heard by now of Bitcoin and other cryptocurrencies.
In the space of eight years they've gone from a geeky novelty to big business and investors are beginning to take note.

There's an estimated US$US100 billion worth of cryptocurrency floating around in cyberspace. In the real world, there'...

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Home Ownership in the Spotlight


Housing affordability continues to be a major concern in Australia and not just for would-be first home buyers. It also affects pre-retirees forced to work longer to repay bigger mortgages and older Australians unable to downsize from large family homes due to a lack of affordable options.
  The latest 2016 Census revealed a gra...

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Introducing the New Smart(er) Home

  Driving towards a mega mansion and watching the house light up as the gates open. Clapping hands to dim the lights and turn up the music. Blinds opening automatically to reveal a stunning vista from the exclusive perspective of a minimalist holiday home / evil lair. If these scenes sound familiar, it's because they've been T...

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Am I financially secure?

We don't like to think about bad things happening to us or the ones that we love. The reality is that bad things do happen and that they can dramatically impact your life and that of the people around you if you don't prepare for them...... Read More

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