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Recent Articles

Get Your Financial House in Order

Time is running out to get your financial house in order before June 30. This is especially the case for anyone who has funds available to make a large cash injection into their superannuation retirement savings before the rules change. The 2016-17 financial year is your last opportunity to make a non-concessional (after tax) contribution...

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Keeping score of your credit rating

In many ways, applying for a loan has never been easier. Interest rates are comparatively low and competition among lenders for new business is intense. So it can come as a shock when a loan application is turned down. The reason is often a bad personal credit score, but few people understand what that is, let alone how to improve it. Having...

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Furry Friends vs Finances

There's nothing quite like the joy of spending hours on end playing with a puppy. Or the sensation of sheer freedom taking a horse out for a gallop. Or the feeling when your cat settles on your lap and starts purring like a tractor. Pets become part of the family in no time. You might not even realise it's happened until someone refers t...

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What will the budget mean to you?

This year's Budget aims to ease cost of living pressures while ensuring the nation lives within its means. While aiming for 'fairness, security and opportunity', the budget offers a welcome emphasis on affordability and infrastructure. Health The National Disability Insurance Scheme will be fully funded beyond 2019. Medicine ...

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Who Pays the Bills when You Can't

By: Janet Culpitt | Arrow Focus on Wealth | Wednesday, 29 July, 2015 JANET CULPITT looks at why as a parent and business woman we need to consider and plan for how we could cope financially should the worst happen. It's no surprise to hear that raising a family can be expensive, however, it may be news to you to hear that ...

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Have you set Financial Goals - Will the Wealth Paradox Claim You?


Simply explained, the Wealth Paradox proves, around 80% of Australians get to age of 65 with less than $100,000 in assets outside their family home. Only 10% of people get to age 65 with more than $500,000.
If you were to retire tomorrow, how much would you need to provide you the lifestyle you want after       &nb...

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What Does Perfect Mean to You?

Published October 6, 2014 |  Author Janet Culpitt
What happens when you build your financial plans on the shifting sands instead of a solid foundation? Are you ready to make smart decisions about money? Do you care about your family? Do you care about the future? Are you motivated to take some action? Do you want ...

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There is Good and Bad in Everything!

 Published April 27, 2015 |  Author Janet Culpitt
Take control of your debt management before it takes control of you. I intend to make 2015 a great year for me. I have set goals that will mean stretching out of my comfort zone. Debt management is one of those goals. I plan to clear a debt created years ago, it was a ne...

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When can I retire?

Have you started planning for retirement yet? Whether its decades off or looming around the corner, you will need a solid plan in place and Arrow Focus on Wealth can help you to create that, even if you plan on retiring early...... Read More

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The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
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