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Take a day: It can pay

Ever thought about taking a break from your routine, a "Financial Health Day" to spend some time tightening up your personal finances? While it might not be the most exciting day you will ever spend unless the thought of saving a significant amount of money excites you, it will be worth your while. It should be a weekday so you...

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Have your kids got it covered?

Just because your children are adults, with good jobs and maybe even married with children of their own, it doesn't mean they shouldn't be considered in your retirement plans. Family is a risk that many don't consider when planning for retirement. After all, you probably have little or no debt now the kids are independent and ...

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Technology to get you moving

If the ancient Greek Olympians could see the way the average Joe Athlete works out today... well, they might not even recognise it as exercise. Thanks to modern technology and the way the internet helps spread fads, the last few years have seen some truly weird and wonderful fitness trends emerge. If you've recently spotted someone weari...

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Know anyone who's happy to pay more tax?

No, neither do we. But if your income is above $90,000 (single) or $180,000 (couple) and you don't have private hospital insurance, you'll be paying the Medicare Levy Surcharge - that's an extra $900 (single) or $1800 (couple) in tax. The good news is you can avoid this penalty because there are hospital insurance po...

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Who Pays the Bills when You Can't

By: Janet Culpitt | Arrow Focus on Wealth | Wednesday, 29 July, 2015 JANET CULPITT looks at why as a parent and business woman we need to consider and plan for how we could cope financially should the worst happen. It's no surprise to hear that raising a family can be expensive, however, it may be news to you to hear that ...

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Have you set Financial Goals - Will the Wealth Paradox Claim You?


Simply explained, the Wealth Paradox proves, around 80% of Australians get to age of 65 with less than $100,000 in assets outside their family home. Only 10% of people get to age 65 with more than $500,000. If you were to retire tomorrow, how much would you need to provide you the lifestyle you want after all those hard years of w...

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What Does Perfect Mean to You?

Published October 6, 2014 |  Author Janet Culpitt
What happens when you build your financial plans on the shifting sands instead of a solid foundation? Are you ready to make smart decisions about money? Do you care about your family? Do you care about the future? Are you motivated to take some action? Do you want ...

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There is Good and Bad in Everything!

 Published April 27, 2015 |  Author Janet Culpitt
Take control of your debt management before it takes control of you. I intend to make 2015 a great year for me. I have set goals that will mean stretching out of my comfort zone. Debt management is one of those goals. I plan to clear a debt created years ago, it was a ne...

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When can I retire?

Have you started planning for retirement yet? Whether its decades off or looming around the corner, you will need a solid plan in place and Arrow Focus on Wealth can help you to create that, even if you plan on retiring early...... Read More

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