The lost art of conversation

  When was the last time you had a lengthy chat to a friend over the phone or, rarer still, a decent face-to-face catch up? Remember spending time with a loved one making the most of precious hours having saved up every story, anecdote and interesting conversation starter up your sleeve? Nowadays the bulk of our relationships seem to...

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Life insurance inside or outside super?

  If you've got super, chances are you'll have some default insurance included and the option to buy more at an attractive price. It's a cost effective way to get a basic level of cover, but holding insurance inside super does have some downsides.   Forms of super insurance There are three types of insura...

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How to prepare for climbing interest rates

  Interest rates have been low for so long it's tempting to think low rates are the new normal. So when the Reserve Bank suggests that a cash rate of 3.5 per cent is the new 'neutral', people take notice. Even the Prime Minister warned Australian householders to prepare for higher interest rates ahead.i The official c...

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Take a day: It can pay

Ever thought about taking a break from your routine, a "Financial Health Day" to spend some time tightening up your personal finances? While it might not be the most exciting day you will ever spend unless the thought of saving a significant amount of money excites you, it will be worth your while. It should be a weekday so you...

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