Steve Culpitt Biography

Written on the 22 January 2014 by Arrow

Steve Culpitt Biography
Steve grew up in Victoria and this is easily reflected in his still current addiction to sport, especially AFL, and his beloved Essendon Football Club. He participated in Golf and Baseball. He is a keen golfer to this day. He is also a keen Trivia and Fact person and loves nothing better than adding a little known fact here and there when he is able to.

When Steve left school he immediately joined Bank of New South Wales (now Westpac) and progressed through various general banking roles in the Melbourne CBD before requesting a transfer to a country area where he could gain new experiences. He gained that experience starting at a small branch at Lynton, and then was moved on to Ballarat. He later married and moved to Geelong area and we he had 2 daughters.

After attending World Expo in Brisbane in 1986 he set a goal to move to Qld as he could see himself being happily settled there. Having  moved through the various roles in his Banking employments and at this stage was in Insurance and Financial Advice in Victoria , a transfer to Qld where that arm of the Bank was taking off was readily granted to him and he was transferred to Gold Coast Qld when the time was right to move on.

He became well known in the industry in Qld and many Westpac Gold Coast clients where referred to him for their financial and insurance consultations. Many strong and valued connections were forged in this time.

In 1999, now married to Janet with a daughter and a son, Steve set up their own advice business, Arrow, after both became disillusioned with the path the big Banks were taking at that time and by being restricted on what could be offered to meet client’s needs.  With their combined financial and business management history they understood and appreciated that personalised customer service was important. Having a combination that worked well personally, with their growing family, they were sure it could extend to a profitable business model and be beneficial to clients as they would have access to products and services without restriction. That same year he received recognition by being awarded a place in Top 10 Advisers for AXA.

He has received many more awards since and has been recognised numerous times by being selected to travel to Paris, New York and Vienna for relative industry study tours.

Steve is professionally qualified compliant with RG146 and has over 30 years experience in the field of financial advice and service. Steve’s personal professional qualifications are: Diploma Financial Planning (DFP) 1, 2, 3, 4 & 5, Margin Lending and SMSF.  Steve is a qualified and well respected Financial Adviser and Risk Insurance Specialist in his Industry and is ASIC accredited. He and his business are authorised representatives of GPS Wealth Pty Ltd AFSL Licence 254544.


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Whilst Arrow Focus on Wealth Pty Ltd is of the view the contents of this website is based on information which is believed to be reliable, its accuracy and completeness are not guaranteed and no warranty of accuracy or reliability is given or implied and no responsibility for any loss or damage arising in any way for any representation, act or omission is accepted by Arrow Focus on Wealth Pty Ltd or GPS Wealth Ltd or any officer, agent or employee of Arrow Focus on Wealth Pty Ltd or GPS Wealth Ltd.

GPS Wealth Ltd Head Office Level 15,115 Pitt Street ,Sydney. NSW 2000 Tel: (02)8074 8599

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