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Managing investment risk in uncertain times

  This year has exposed investors to the end of a bull market and the start of a global recession, all caused by a totally unexpected global pandemic. The outlook for the global economy and investment markets remains uncertain until an effective vaccine is available. While there is cause for optimism that one of the many vaccines will...

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Life cover: More essential than ever

  Living through COVID-19 has brought many challenges and shifting priorities as we deal with the financial impacts of the pandemic, and that includes the issue of life insurance. On the one hand, the pandemic has highlighted the importance of life cover. On the other, those who may have lost a job or lost income are questioning its n...

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Inflation, deflation - what's in a name?

  When the inflation rate fell into negative territory in the June quarter, it was so unusual it begged the question of what this means for the economy. Are we facing deflation or even stagflation and what is the difference? In the June quarter the annual inflation rate fell to minus 0.3 per cent, only the third time in 72 years of re...

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Time to break up with bad habits?

  We all have bad habits, and they can be many and varied. They can be as big as poor time management which can impact your productivity, or as small as nail biting which drives your loved ones crazy! You might self-sabotage, such as tucking into that tub of ice-cream even if you've vowed to eat better or checking your phone during ...

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Super changes add flexibility

  Just when you thought you had a grip on the superannuation rules, they change again. This time though, the changes are mostly positive, especially for older super members keen to top up their savings. From 1 July 2020, changes came into effect with the potential to help retirees as well as members suffering financial hardship d...

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Arrow Focus on Wealth Pty Ltd ATF Culpitt Family Trust Trading as Arrow Focus on Wealth | ABN 61 982 105 983 is a Corporate Authorised Representative (No.270472) and Steven Culpitt is a Sub-Authorised Representative of Arrow Focus on Wealth Pty Ltd of GPS Wealth Ltd (GPS), AFSL no. 254 544 ,ABN 17 005 482 726 . For more information please refer to Financial Services Guide (FSG), GPS Privacy Policy, GPS Privacy Collection StatementGPS Complaints Process, and the General Advice Warning

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