12 tips for Christmas
Written on the 2 December 2019 by Arrow
If five golden rings and a whole menagerie of birds sounds like it might blow the budget this year, then perhaps the classic carol needs a rewrite. That's why we've put together a list of hot tips to make the gift-giving season a breeze without scorching a hole in your hip pocket.
1. Make a list
2. Check it twice and set your budget
3. Shop around
Making home-made gifts can also be a really great way to bond with other family members if you do it as a group. It's what we in finance call a 'win-win'.
5. Shop with purpose...
6. Don't shop for yourself
7. Track your spending
8. Spread the Christmas cheer (volunteer or donate)
9. Watch your Afterpay
10. Credit card spending
11. Reduce, reuse, recycle
12. Be merry