Airline Industry Superannuation Needs Specialist Aviation Employees Super Fund

Written on the 5 March 2012

Financial security has fast become the topic on everybody’s lips and a major concern for Australians of all walks of life. Many people who spent years building their superannuation and retirement plans are now stuck working with no end in sight due to poorly-performing managed funds and a volatile economy. The aviation industry is not immune to this concern. In fact, input from aviation employers found that a Multi-Employer Corporate Superannuation agreement with a greater choice of benefits was seen as a priority for all sectors of the aviation industry. The Aviation Employees Super Fund, established in 2002, aims to cater to the specific needs of the aviation industry but confusion remains. 

“Both employers and employees working in the aviation industry and looking to maximise the benefits from their Aviation Employees Super Fund should not just ‘follow the hordes’ but seek genuine superannuation advice from professionals,” recommends Steve Culpitt, Owner and Director of a Financial Planning ,superannuation and insurance advice company.

Steve understands the fearful mindset Australians are in due to their inability to gain financial security in the current economy’s volatile state, and recommends Australians find out  more about the biggest investment they will ever make – superannuation – before it’s too late. “It’s one of the most important investments anyone will ever make, yet they usually just sign the forms their employer provides them with and don’t think twice about where their money is going,” explains Steve.

Arrow provides ongoing personal service and advice to both employers and members in order to ensure the fund meets industry, business and individual requirements for any changing circumstances in the future. Steve explains, “Superannuation can be a very contentious issue. Members are concerned about the diminishing value of their accumulation and the fees charged by fund managers and trustees. Employers may regard super as yet another tax burden. Our aim is to offer financial peace of mind for those in the skies and associated ground staff.”

Steve is professionally qualified to be compliant under ASIC Regulatory Authority 146 to provide financial advice while Janet, his trusted wife and business partner, specialises in human resources, staff training, compliance and administration. Together, Steve and Janet have almost 70 years of experience in the field of financial advice and service. After beginning their careers in banking, they advanced through significant areas of expertise in general banking, customer service, lending, insurance and management to where they are today – the owners and directors of leading financial planning company Arrow. 

This material is not intended to constitute personal advice and must not be relied upon as such. This material is of a general nature only and has been prepared without taking into account your individual objectives, financial situation or needs. You should consider the appropriateness of this material having regard to your objectives, financial situation and needs and consider obtaining independent advice from a licensed financial adviser.


Any advice in this website is general advice only. The content has been prepared without taking into account the investment objectives, financial situation or particular needs of any particular person. Before making a decision about any information contained on this website you should carefully consider the appropriateness of the information in light of your personal circumstances in addition to the information provided in the PDS of the relevant financial product. You should also consider seeking professional advice from your financial adviser.

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