Looking for Millionaires

Written on the 23 January 2014 by Arrow

Looking for Millionaires

This article was published by GC Kids. If you would like to view a copy of the original, click here.

Seeking everyday people who want to be millionaires

Steve and Janet Culpitt of Arrow are looking for people who want to secure their lifestyles. There is no such thing as get rich quick plan, but if you want simple, effective and practical strategies for achieving financial success, the Pathway to Wealth™ model is a must to enquire about.

You just have to look around on Gold Coast andsee the mansions, the boats, the cars and new developments to make you dream of living or continuing to live this lifestyle, especially in toretirement.

Parents are slowly learning to protect their biggest asset, their ability to earn an income, but the thought of planning their finances any further than paying the bills may not seem as important yet. Most people spend more time planning a holiday and having a social life than they do worrying about what will happen when their working life comes to an end.

Insurance offers a financial buffer should something unexpected happen , but planning should not end there.

According to Australian stats, 80% of people will rely on for the aged pension when they retire – just $27,482 per couple per annum. Around 80% of Australians get to age 65 with less than $100,000 in assets outside their family home. Only 10% of people get to age 65 with more than $500,000 – what would be considered the bare minimum for a decent retirement. And almost 90% of people aren’t achieving that.

Not much for a lifetime of work!

Says Janet Culpitt, Business Manager at Arrow: “Life doesn’t stop when you retire – it continues for many years after, an average 30 to 40 years. Now you’d better have some assets built up and they’d better be growth assets, because 30 to 40 years is a long time to be poor!”

Janet knows first-hand how the family are affected when the unexpected happens. Her father died suddenly aged only 49. Thankfully, he had a good retirement plan underway, a share portfolio, managed investments, and insurance. The combination of these greatly eased the financial burden on Janet’s mother who was left to raise both her and her younger brother, from ages 12 and 10. Without this, she would have not been able to continue the lifestyle they had planned or even purchase a home. Social Security would not have supported them let alone help with education fees.

“Dad left me with so many great memories and the knowledge that he truly loved and cared about us because he chose to plan ahead while he was young,” says Janet. “Unfortunately he could not enjoy the results of his planning but I am sure he rests in peace knowing he did his job well by providing for mum and us. It is now my passion to continue his legacy by sharing my experiences even if it means scaring people into action. It is just that important.”

Janet adds that her mum is still receiving income from those same investments today, some 40 years on.

If you want to be in the 10% who achieve wealth to maintain your family’s dreams, don’t miss free Pathway to Wealth™ consultations with Arrow, Gold Coast based Financial and Insurance Consultants.

  • It’s free
  • It’s information packed, but easy to understand
  • It could be just what you are looking for
  • You will learn how to put together a plan that is right for you and your individual circumstances and goals.
  • You should enquire if
  • You are committed to achieving financial success
  • You are a home owner who has built up some equity, but not quite sure what to do next
  • You have the potential to save $150+ per week
  • You are aged between 28 and 50 and / or you have more than 10 years until retirement
  • You want to get started on your own pathway to financial success.

Steve or Janet Culpitt of Arrow will be happy to take your enquiry. Tel: 5530 3500 or 1800 731 328 or send an enquiry now!


Any advice in this website is general advice only. The content has been prepared without taking into account the investment objectives, financial situation or particular needs of any particular person. Before making a decision about any information contained on this website you should carefully consider the appropriateness of the information in light of your personal circumstances in addition to the information provided in the PDS of the relevant financial product. You should also consider seeking professional advice from your financial adviser.

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