Looking for Millionaires

Written on the 23 January 2014 by Arrow

Looking for Millionaires

This article was published by GC Kids. If you would like to view a copy of the original, click here.

Seeking everyday people who want to be millionaires

Steve and Janet Culpitt of Arrow are looking for people who want to secure their lifestyles. There is no such thing as get rich quick plan, but if you want simple, effective and practical strategies for achieving financial success, the Pathway to Wealth™ model is a must to enquire about.

You just have to look around on Gold Coast andsee the mansions, the boats, the cars and new developments to make you dream of living or continuing to live this lifestyle, especially in toretirement.

Parents are slowly learning to protect their biggest asset, their ability to earn an income, but the thought of planning their finances any further than paying the bills may not seem as important yet. Most people spend more time planning a holiday and having a social life than they do worrying about what will happen when their working life comes to an end.

Insurance offers a financial buffer should something unexpected happen , but planning should not end there.

According to Australian stats, 80% of people will rely on for the aged pension when they retire – just $27,482 per couple per annum. Around 80% of Australians get to age 65 with less than $100,000 in assets outside their family home. Only 10% of people get to age 65 with more than $500,000 – what would be considered the bare minimum for a decent retirement. And almost 90% of people aren’t achieving that.

Not much for a lifetime of work!

Says Janet Culpitt, Business Manager at Arrow: “Life doesn’t stop when you retire – it continues for many years after, an average 30 to 40 years. Now you’d better have some assets built up and they’d better be growth assets, because 30 to 40 years is a long time to be poor!”

Janet knows first-hand how the family are affected when the unexpected happens. Her father died suddenly aged only 49. Thankfully, he had a good retirement plan underway, a share portfolio, managed investments, and insurance. The combination of these greatly eased the financial burden on Janet’s mother who was left to raise both her and her younger brother, from ages 12 and 10. Without this, she would have not been able to continue the lifestyle they had planned or even purchase a home. Social Security would not have supported them let alone help with education fees.

“Dad left me with so many great memories and the knowledge that he truly loved and cared about us because he chose to plan ahead while he was young,” says Janet. “Unfortunately he could not enjoy the results of his planning but I am sure he rests in peace knowing he did his job well by providing for mum and us. It is now my passion to continue his legacy by sharing my experiences even if it means scaring people into action. It is just that important.”

Janet adds that her mum is still receiving income from those same investments today, some 40 years on.

If you want to be in the 10% who achieve wealth to maintain your family’s dreams, don’t miss free Pathway to Wealth™ consultations with Arrow, Gold Coast based Financial and Insurance Consultants.

  • It’s free
  • It’s information packed, but easy to understand
  • It could be just what you are looking for
  • You will learn how to put together a plan that is right for you and your individual circumstances and goals.
  • You should enquire if
  • You are committed to achieving financial success
  • You are a home owner who has built up some equity, but not quite sure what to do next
  • You have the potential to save $150+ per week
  • You are aged between 28 and 50 and / or you have more than 10 years until retirement
  • You want to get started on your own pathway to financial success.

Steve or Janet Culpitt of Arrow will be happy to take your enquiry. Tel: 5530 3500 or 1800 731 328 or send an enquiry now!


Author: Arrow

The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Whilst Arrow Focus on Wealth Pty Ltd is of the view the contents of this website is based on information which is believed to be reliable, its accuracy and completeness are not guaranteed and no warranty of accuracy or reliability is given or implied and no responsibility for any loss or damage arising in any way for any representation, act or omission is accepted by Arrow Focus on Wealth Pty Ltd or GPS Wealth Ltd or any officer, agent or employee of Arrow Focus on Wealth Pty Ltd or GPS Wealth Ltd.

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