Service Fee Guide
Written on the 15 September 2016 by Arrow
Advice is provided in two main stages:
1. Financial planning & recommendations
Pathway to Wealth Financial Planning:
The financial planning is normally done over 2 meetings.(minimum)
During the first meeting a draft plan is created to show you what could be achieved, given your
particular starting points and commitment level.No charge is payable for these meetings.
Only once you decide to proceed a $595 commitment fee is payable. This is a one off fee.
During the proceed meeting, your final financial plan is presented and comprehensive written
recommendationsare provided. If it is appropriate and you are ready to start,paperwork will be
commenced and signed at that meeting.
On commencement one of the service fees in the table below will be charged.
The Pathway to Wealth fee (see the table below) is a one off fee and can be paid via cash, cheque,
and credit card or via loan re-finance in some cases. Note that you will payno entry or exit fees
from investment fundswe recommend and we will receive no upfront commission from those funds.
Regular monitoring of your portfolio and make adjustments where prudent with your written permission.
Utilise professional investment research to make our investment decisions regarding thosemanaged funds
Conduct a progress assessment (also known as a review) on at least on an annual basis either via telephone or face to face
Be available to discuss change of circumstances in between annual, half-yearly or quarterly
Ongoing access to the financial planning team
Up to four formal review meetings per year, depending on service level agreed to.
Up to four reviews of your financial plan per year, incorporating a review of the strategies and
investments that make up your plan
A written report from your annual reviews
Project management of actions resulting from your plan and reviews
Full refund or rebate of any initial entry commissions for investment and/or superannuation funds
No switching fees when restructuring your portfolio
Live access to your investment information through the internet or regular reports where
you do not have internet access.
Simply, we keep up to date on rules, regulations, investments, superannuation, insurances etc.
so you don't have to.
An ongoing relationship with us substantially
reduces your costs of accessing and maintaining investment and financial products.
deducted from your preferred bank monthly.A base fee (if our one-stop-shop facility is taken advantage of)
of $2,489pa (or $207.40 per month) which is deducted from your preferred bank monthly.
Your Statement of Advice will provide full written details of all fees and charges.
Where you are now a crystal clear picture
Where you want to be clearly defined goals
The strategies, actions and investments to get you there.
We provide ongoing coaching, mentoring, advice and administrative support
We keep up to date with all the complex information in the investment, super, economic,
insurance and tax world so you don't have to!