Service Fee Guide

Written on the 15 September 2016 by Arrow

Advice is provided in two main stages: 

1. Financial planning & recommendations
2. Ongoing review service, planning & recommendations

An Example ( please note varying fees are applicable dependant on the financial planning strategy applicable to your personal situation - ie you may not be Pathway to Wealth) 

Pathway to Wealth Financial Planning:     

  The financial planning is normally done over 2 meetings.(minimum)

During the first meeting a draft plan is created to show you what could be achieved, given your

particular starting points and commitment level.No charge is payable for these meetings.

 Only once you decide to proceed a $595 commitment fee is payable. This is a one off fee.

During the proceed meeting, your final financial plan is presented and comprehensive written

recommendations are provided. If it is appropriate and you are ready to start, paperwork will be

commenced and signed at that meeting.

On commencement one of the service fees in the table below will be charged.

The Pathway to Wealth fee (see the table below) is a one off fee and can be paid via cash, cheque,

and credit card or via loan re-finance in some cases. Note that you will payno entry or exit fees

from investment funds we recommend and we will receive no upfront commission from those funds. 

 Upfront Pathway to Wealth Fee Quote                                                                                                                                                                                                                                                             

Would you like to take advantage of our One Stop Shop Discounts?	Need assistance with sourcing an investment property?	Commitment Fee Paid up front	Advice Fee Paid at 2nd Meeting (can be paid via a re-finance)	Total Fee Estimate (including GST)
No	Yes	$595	$8,750	$9,345
No	Already Own	$595	$7,750	$8,345
Yes	Yes	$595	$7,250	$7,845
Yes	Doing Yourself	$595	$6,250	$6,845
Yes	Already Own	$595	$5,250	$5,845

Ongoing Service     
The Ongoing Services below form part of our value proposition to you:

Regular monitoring of your portfolio and make adjustments where prudent with your written permission.

Utilise professional investment research to make our investment decisions regarding those managed funds

Conduct a progress assessment (also known as a review) on at least on an annual basis either via telephone or face to face

Be available to discuss change of circumstances in between annual, half-yearly or quarterly

progress assessments.

Ongoing access to the financial planning team

Up to four formal review meetings per year, depending on service level agreed to.

Up to four reviews of your financial plan per year, incorporating a review of the strategies and

investments that make up your plan

A written report from your annual reviews

Project management of actions resulting from your plan and reviews

Full refund or rebate of any initial entry commissions for investment and/or superannuation funds

No switching fees when restructuring your portfolio

Live access to your investment information through the internet or regular reports where

you do not have internet access.

Simply, we keep up to date on rules, regulations, investments, superannuation, insurances etc.

so you don't have to.

An ongoing relationship with us substantially

reduces your costs of accessing and maintaining investment and financial products.

Our ongoing fees are:
A base fee (if our one-stop-shop facility is not required) of $3,489pa (or $290.75 per month) which is

deducted from your preferred bank monthly.A base fee (if our one-stop-shop facility is taken advantage of)

of $2,489pa (or $207.40 per month) which is deducted from your preferred bank monthly.

Your Statement of Advice will provide full written details of all fees and charges.

  Our Value to You     
Our mission is to be your trusted advice team:
helping you build wealth and save tax
helping you make smart decisions about money

We will create and maintain a clear financial plan for you
Where you are now a crystal clear picture
Where you want to be clearly defined goals
The strategies, actions and investments to get you there.

We provide ongoing coaching, mentoring, advice and administrative support
To make sure you continue to take the right actions and decisions
To make you accountable to yourself to achieve your goals
To make you financial success easy

We keep up to date with all the complex information in the investment, super, economic,

insurance and tax world so you don't have to!