Silly Season ChangeWritten on the 1 December 2014 by Janet Culpitt Do things change for you in the Silly Season? Effective Debt Management and keeping your cash flow under control are important at this time of year or you could spend the next 12 months paying for it. Many of us begin to wind down from work and start End of Year partying, gift shopping, and planning what they will be doing for holiday time. To some of us it is a great family time, for others it is work as usual, and even our busiest time depending what industry we are in. Whatever December brings to you, the foundations of your money management and finances remain the same and you should always keep certain points in mind. Here are some Effective Debt Management tips you might find helpful:
Keep your Cash Flow Under Control with these tips:
Will you get caught up in the sales and over extend or just stock up on the bargains that you come across? Will you enjoy because you have planned properly and have had the foundation fundamentals in place? Whatever this time of year brings please be safe, enjoy the company of those around you, and be aware of your own foundations. Review your cash flow and debt management during this time and have the appointment set, to sit down and look at this seriously once the silly season is over. The important things is to always be on top of your finances and be in the position to make smart decisions about money? Author:Janet Culpitt |