Property & Loans - Your Questions Answered

Take control of your financial future with the right loan for the right property.

Arrow Focus on Wealth are bringing together 2 experts in their fields. Anita Marshall, Advanced Finance Solutions and Robyn Wigmore , Welcome Change Realty.

Together they will give you an upto date overview of how lending and property at the moment , helping 1st Home Buyers , owner occupiers and investors.

There have been many changes in both lending criteria and the property market over recent times , and many opinions still circulating . Get some clarification first hand at this FREE  event.

Booking is  Essential for Catering and Seating purposes

What you will need for the lender , what type of property suits and why , what lending facilities are on offer now , and so much more , including:

 Financial Planning:

• Budgeting and Cashflow , how to set up and manage this correctly
• Protecing your most valuable assest -your ability to earn an income
• Verifying you income correctly 
• Having the right team around you for one of the largest transactions you will make in life
• Equity and re financing 
• Assets and liabilities - Good Debt, Bad Debt

Borrowing:

•  How much deposit you need for a property
•  What % the banks will let you borrow for property
•  What the banks consider to be "savings"
•  How to look good in the eyes of the bank post royal commission -  the importance of life insurance and why its taken into account  .
•  How the lenders are assessing loans now - how they analyse spending habits and importance of not having high limit credit cards, zip, afterpay etc
•  Important points for self-employed borrowers and investors

Buying :

• Get your ducks in a row first with the lender - know your budget including costs
• Write your 'must have' and 'nice to have' lists - if a couple do a scoring system
• Get alerts on Realestate.com.au and Domain.com.au
• Open homes & inspections
• Making an appropriate offer depending on market conditions etc
• Letters of offers
• Multiple offers
• Contracts from buyers' perspective

Selling :

• Finding an agent
• Preparing home for sale
• Open homes & inspections
• Offers from sellers' perspective
• Contracts from sellers' perspective
• E-book available - 'Sell your home for more.'