So glad I contacted Janet and her husband Steve about my Superannuation!!

I was in a high risk portfolio and wanted to move to something much lower risk because to me the indicators were that a crash was coming, but the two financial planners I spoke to before them were dragging the chain as I was in the big scheme of things a small client and no worth that much to them, in addition what I wanted wasn't a priority to them.

When I finally got in touch with Arrow, Janet made an appointment for me to see Steve and even thou they were about to go on a holiday and didn't have any gaps they somehow squeezed me in. I'm so glad they did!! It was two weeks before my 55th birthday and as one of the things I wanted to do was update my insurances it would have been heaps more expensive if the paperwork wasn't in place before my birthday. That's saving 1.

Saving 2. Is I moved to a lower risk fund so my losses in the recent crash were minimal compared to the wipe out I would have experienced had I staying in the fund I'd been in previously.

Thanks Janet and Steve!! I really can't thank you enough. Highly recommend Arrow Focus on Wealth for being pro-active and caring about the wellbeing of the person, not totally focused on what's in it for them.

Debra Yuille


Media Glue Pty Ltd


Steve is clear, direct and customises his experience and packages to accommodate the individual and their needs in the upmost professional standard. Steve's knowledge and experience is extremely vast and knows exactly what it is his clients need and most importantly when they need it.

Michael Wilson

National Operations Manager
Hydrokleen Australia

Just wanted to say thank you for the info re private health insurance, .. arranged cover ... saves us around $800/year for practically the same cover. I have previously spent hours trying to do this exercise myself so great to have it all done in about 15 mins on the phone!

Vicki Bjerring

We decided to move our insurance and financial advice over to Arrow due to Arrow's philosophy on personal service, client contact and looking at the whole solution.  These factors are things that we look for in choosing a service provider.

We have found Janet and Steve to be very helpful, friendly and knowledgeable in a wide range of insurance and investment strategies. Steve listens to our needs and offers us a variety of alternatives to help achieve our goals, which we are implementing with a long term view in mind.

We would recommend Janet and Steve if you are looking for insurance advice or investment options. We liked how they sat down with us to explain everything and guided us through the process which was easy.

Andrea and Steve Welsh


We are a client of Steve Culpitt, Principal at Arrow Focus on WealthPty Ltd (Arrow), for our personal and business insurance and superannuation needs. Steve always makes this area of our financial commitments and vulnerabilities stream lined and specific to our needs. Arrow is a recommended supplier to all of our Franchisees .We are confident that they are a value add to our proposition for HydroKleen Australia. 

Sharon Jurd and John Sanders

Arrow have provided our business, staff and our franchisees with services over the last 7 years. They provide insurance and investment advice, claim lodgement and management , regular review and relative information and are always available for individual , personalised advice on an on-going basis as required.

Stephen Geils
Director - Andersens Floor Coverings Pty Ltd

Steve & Janet were extremely helpful and informative when assisting me to choose an adequate income protection policy. Steve went the extra yard to find a policy that suited my sporting commitments and it is extremely assuring to now know that I will never be out of pocket due to my health and/or an unforeseen accident.

Ewan McKenzie

Any advice in this website is general advice only. The content has been prepared without taking into account the investment objectives, financial situation or particular needs of any particular person. Before making a decision about any information contained on this website you should carefully consider the appropriateness of the information in light of your personal circumstances in addition to the information provided in the PDS of the relevant financial product. You should also consider seeking professional advice from your financial adviser.

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